Financing

Explore flexible financing offered by Affirm. *

Pay Over Time With Confidence

Quick eligibility check

Quickly see if you qualify with a soft credit check that won't impact your credit.

Full transparency and no hidden fees

Transparent pricing with no surprises. Know upfront exactly what you owe and when you owe it.

Flexible payment options

Select the payment plan that works for you. We’ll never charge more than you see up front. Manage your payments in the Affirm app or online. Set up AutoPay so you don’t miss a payment.

Get Cozey today

Get the furniture you want today – your dream Cozey setup is within reach.

Frequently Ask Questions

Does checking my eligibility affect my credit score?

No - When creating an Affirm account and seeing if you qualify, a soft credit check is performed. Soft credit checks will not affect your credit.

How do I make my payments?

To make payments and view your payment schedule, login to the Affirm app or Affirm customer portal using the phone number you used to sign up.

Can I pay off my purchase early?

Yes — you can typically pay off your balance early with no penalty. For more details, check out payment instructions for Affirm.

Can I return an item I bought with financing?

Yes — start your return with Cozey, and your financing account will be updated once it’s processed. For more details, check out how to make returns using Affirm.

Do I need a mobile number to use financing?

Yes - An SMS-capable Canadian phone number to verify your identity, secure your account and send you notifications.

Cozey Financing – Flexible Payment Options