Financing

No — checking your eligibility won’t impact your credit score. A credit check may only occur once you decide to complete your purchase. For more details, check out credit check policies for Affirm and Klarna.

You can manage payments directly through your financing account, either online or in each finance provider’s mobile app. For more details, check out how to make payments for Affirm and Klarna.

Yes — you can typically pay off your balance early with no penalty. For more details, check out payment instructions for Affirm and Klarna.

Yes — start your return with Cozey, and your financing account will be updated once it’s processed. For more details, check out how to make returns using Affirm or Klarna.

Yes — financing providers require a valid mobile phone number and email to verify your identity, secure your account, and send you notifications.